Free Educational Workshop
You have a trust.
You're still not protected.
The 10 quiet ways an estate plan fails the people you love — even with a trust in place. What each one costs in real dollars, and the question that tells you if it applies to you.
[Date · Time]
Irvine Public Library
Seating limited to 40 · Registration required
Reserve Your Seat
Free · No products · No pressure
One evening. Ten quiet failures. Which is hiding in your plan?
1
The Inherited IRA Tax Trap
A lifetime of deferral, unwound in 10 years — at your kids' top bracket.
6
The Incapacity Gap
The decade before death that most plans skip entirely.
2
The Widow's Penalty
Same income, single brackets — a bigger bill, for life.
7
The Digital Estate
Photos, crypto, and the inbox nobody can legally open.
3
The Unfunded / Stale Trust
A perfect document that doesn't own your assets.
8
Inheritance at Risk
Divorce, lawsuits, and creditors — the moment it lands.
4
Beneficiary-Form Errors
The one page that outranks your will and your trust.
9
The Wrong Rollover
A two-checkbox decision that can cost a decade of deferral.
5
Prop 19 & the Home
The 2021 rule most estate plans were written before.
10
Avoidable Capital Gains
The asset you're afraid to sell — and the tool built for it.
Presented by William Castro, CEPA®
13 years in financial services · Series 7 & 65 · Focus: retirement income and the financial side of estate planning. I'm not an attorney and I don't draft documents — I work the gap between the lawyer's office and your accounts, where most plans quietly fail.